Asset Originators

Access Capital Faster, With Less Operational Drag

Fence automates facility operations so your team focuses on origination, not reconciliation — with instant funding and faster cash recycling.

Funding Pipeline Live
2,847 Submitted
2,334 Eligible
2,107 Funded
Borrowing Base Capacity 78%
Utilized: $156M Available: $44M
Funding Velocity T+0
Cash Recycle Daily
Eligibility Rate 81.9%
The Problem

Debt capital markets weren't built for speed or automation

Traditional facility operations are manual, slow, and expensive — limiting your ability to scale origination efficiently.

Slow cash recycling

Collections sit idle for days waiting for manual reconciliation. Every day of idle cash is money left on the table.

Idle days 5+ days

SPV pre‑funding requirements

Capital providers require SPVs to be funded in advance, tying up working capital before assets are even purchased.

Pre-fund $10M+

Balance sheet warehousing

Asset purchases must be warehoused on your balance sheet while waiting for facility draws, constraining growth.

Days on B/S 14+ days

Heavy reporting burden

Weekly borrowing base reports, monthly compliance packages, and ad‑hoc lender requests consume your finance team.

Reports/mo 20+

High agency costs

Traditional agents charge basis points on facility size plus per-transaction fees. High-volume asset classes become uneconomical.

Agency fees 8-15 bps

Manual reconciliation

Matching payments, verifying eligibility, and catching exceptions — all done in spreadsheets with no audit trail.

Error rate 3-5%
Fence Advantage

From days to seconds — automated end‑to‑end

Fence replaces manual workflows with real-time automation. Assets go from originated to funded in the same day, collections recycle automatically, and reporting happens continuously — not once a month.

Pre-funding solutions eliminate the need to warehouse assets on your balance sheet while waiting for facility draws.

Explore services
Traditional With Fence
Funding speed T+3 to T+7 T+0
Cash recycling Weekly Daily
Eligibility checks Manual / batch Real-time
Reporting Monthly Continuous
Reconciliation Spreadsheets Automated
Pre-funding Required Eliminated
Benefits

Enterprise‑grade infrastructure without the overhead

T+0 Same-day

Faster funding cycles

Automated checks enable same-day drawdowns and faster cash recycling. Real-time operations make high-frequency, granular asset classes commercially viable.

24/7 Always on

Real‑time analytics

Live dashboards for performance, eligibility, and borrowing capacity — no more waiting for monthly reports.

0 Manual steps

Automated facility ops

Reporting, reconciliation, waterfall logic, and cash recycling handled by Fence. Pre-funding solutions eliminate balance sheet warehousing.

20-40% Spread reduction

Lower cost of capital

Greater transparency reduces perceived risk. Lenders improve risk-adjusted returns while you access more favorable terms.

How It Works

Automated facility operations, end‑to‑end

1
API ingestion

Send asset data to Fence in real time via API or batch upload.

2
Eligibility checks

Rules validate assets against facility criteria before funding.

3
Borrowing base

Automated calculations update capacity continuously as assets flow in.

4
Funding execution

Drawdowns and disbursements triggered by rules — same-day settlement.

5
Reporting

Real‑time dashboards and automated compliance packages for lenders.

Lower your cost of capital

Get a tailored analysis based on your portfolio and funding structure.

Get a cost‑of‑debt analysis