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How It Works

From Term Sheet to Real‑Time Facility Operations

Fence digitizes legal terms, connects data sources, and automates verification, calculations, and cash flows.

End‑to‑End Flow

Six steps to a live facility

1

Pre‑deal analytics

Review loan tapes, assess asset quality, and structure facility terms with Fence's analytical tools.

Pre-closing
2

Digitize legal terms

Encode covenants, eligibility criteria, concentration limits, and waterfall logic into executable rules.

Setup
3

Connect data sources

Integrate originator backends, servicer systems, payment processors, and third-party data via API.

Integration
4

Continuous monitoring

Asset eligibility, portfolio performance, and covenant compliance tracked continuously in real time.

Live
5

Automated cash flows

Drawdowns, asset purchases, collections, waterfalls, and cash recycling triggered by facility rules.

Live
6

Reporting & audit

Borrowing base certificates, compliance reports, and investor updates generated on demand with full audit trails.

Ongoing
Engagement Model

Mandated at the facility level

Fence is typically included in the term sheet and engaged per SPV. We can also join live facilities with a modular rollout. Onboarding takes weeks, not months.

What to expect

Proposal after high‑level facility details
Engagement letter and kick‑off
Dedicated ops contact per facility
Onboarding in weeks, not months
Data Inputs

Integrated across the stack

Fence ingests asset, performance, and payment data from all relevant stakeholders — connected directly to the source, not reliant on emailed spreadsheets.

Originator systems

Loan tapes, underwriting data, and servicing events.

Servicer data

Collections, repayment events, and performance triggers.

Third-party sources

Bank accounts, payment processors, registries, and reference data.

Outputs

Real‑time visibility for every stakeholder

Investor dashboards

Live views of eligibility, performance, exposure, and covenant status — accessible 24/7 with role-based permissions.

Automated reports

Borrowing base certificates, covenant compliance reports, and investor updates generated on demand.

Real‑time alerts

Covenant breaches, concentration limit warnings, and performance exceptions surfaced immediately.

Ready to deploy real‑time facility operations?

Talk to our team about your facility and data environment.

Schedule a demo