Real‑Time Visibility and Control for Asset‑Backed Credit
Whether you hold the senior, mezzanine, or first-loss position — or manage your own origination platforms — Fence provides real-time visibility, automated covenant enforcement, and continuous verification across every facility.
Legacy workflows create blind spots in your portfolio
Manual reporting, fragmented data, and delayed distributions mean you're always looking at yesterday's picture.
Limited visibility
Monthly reports are too late for real‑time action. By the time you see the data, it's already stale.
Manual covenant checks
Human workflows create gaps and late discovery. Breaches are found after the fact, not before.
Slow waterfalls
Cash sits idle while distributions wait for manual processing and reconciliation.
Operational burden
Back‑office time is spent on reconciliation and reporting, not deals and risk management.
Continuous enforcement — not monthly snapshots
Traditional agents test covenants once per IPD. Fence tests continuously — connected directly to originator backends and third-party data sources.
Early-warning alerts flag issues before breaches occur, not after. Every calculation, payment, and exception is logged with immutable audit trails.
Explore servicesShared value from transparency
Greater transparency reduces perceived risk. Capital providers improve risk-adjusted returns while borrowers access more favorable terms — both sides share the efficiency gains.
Operational efficiency without sacrificing control
Real‑time risk management
Continuous monitoring of eligibility, covenants, and performance — not periodic snapshots.
Automated back‑office
Reconciliation, reporting, and distributions run automatically — your team focuses on deals.
Full portfolio verification
Not sample-based. Every asset verified against independent third-party sources — continuously.
Operational financing
Pre-funding solutions and subscription lines reduce idle capital — funds deploy without pre-funding SPV accounts.
Your team's window into every facility
A per‑facility monitoring layer that gives your team real‑time visibility into covenants, performance, and returns — without waiting for reports.
From deals to portfolio
Every facility dashboard feeds into one aggregated view. Go from managing individual deals to managing your entire book.
- Portfolio intelligence — aggregated exposure by borrower, asset class, geography, and vintage with drill-down into any individual facility
- Cross-facility comparison — North Star metrics across the book, which deals perform, which don't, and why
- Aggregated economics — consolidated returns and P&L across all deals, per deal and team-wide
- Origination intelligence — evaluate new prospects against historical portfolio performance
- Works across all facilities — deals where Fence is the agent AND deals where data flows via open banking
Designed for lender oversight
Encode covenants and borrowing base rules into machine-readable format.
Reconcile cash at the collections account in real time via open banking.
Rules trigger drawdowns and daily or weekly waterfalls automatically.
Instant reporting with immutable audit trails for every action.
Better controls and faster decision‑making across your portfolio.
See Fence in action
Deploy a tech‑native facility agency with institutional‑grade controls.